
Top 10 BNPL Providers in Malaysia
Malaysia’s top BNPL services—Atome, Grab PayLater, and SPayLater by Shopee—offer flexible, low- or no-interest instalments. From daily groceries to 11.11 shopping, BNPL has become a mainstream credit card alternative. This guide compares 10 popular platforms in Malaysia, outlining fees, payment terms, and features to help you choose the right option for your spending needs.